Aren't those with private health insurance already paying for the care of others?

Aren't those with private health insurance already paying for the care of others?
The whole theory of insurance is that a large group pays in every month while they are healthy so that those few who get sick can get care when they need it. That means that you are already paying for other peoples health care. How is that any different from having a national plan that takes care of sick citizens while taking a portion in taxes from each worker? Private insurers generally pay out 60-65 cents of each dollar collected in benefits. National providers pay more like 90-95 cents on the dollar. Can anybody clear this up for me?


Answer :
Where did your figures come from? It is the number going to the ER that is a major factor in the rising costs. Especially the illegals.
Source : http://answers.yahoo.com/question/?qid=20090630185804AAoqGQ7
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Is there a list of the top Life Insurance companies?

Is there a list of the top Life Insurance companies?
Doing research into which life insurance companies are good to work with. Is there a list of the top or best ones?

Answer :
Nope. Top means something different to lots of people. Biggest sellers? Most policyholders? Fewest complaints with the state? Fastest claims service? Fewest claims denied? Highest pay for salespeope? Most friendly to working moms? See what I mean?
Source : http://answers.yahoo.com/question/?qid=20070515110943AAmL1MQ

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MetLife
Provider of life insurance and other financial services to individual and institutional customers.
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