Aren't those with private health insurance already paying for the care of others?

Aren't those with private health insurance already paying for the care of others?
The whole theory of insurance is that a large group pays in every month while they are healthy so that those few who get sick can get care when they need it. That means that you are already paying for other peoples health care. How is that any different from having a national plan that takes care of sick citizens while taking a portion in taxes from each worker? Private insurers generally pay out 60-65 cents of each dollar collected in benefits. National providers pay more like 90-95 cents on the dollar. Can anybody clear this up for me?

Answer :
Where did your figures come from? It is the number going to the ER that is a major factor in the rising costs. Especially the illegals.
Source : http://answers.yahoo.com/question/?qid=20090630185804AAoqGQ7
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Health insurance - Wikipedia, the free encyclopedia
Today, most comprehensive private health insurance programs cover the cost of ... Some private health insurers are 'for profit' enterprises, and some are ...

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Is there a list of the top Life Insurance companies?

Is there a list of the top Life Insurance companies?
Doing research into which life insurance companies are good to work with. Is there a list of the top or best ones?

Answer :
Nope. Top means something different to lots of people. Biggest sellers? Most policyholders? Fewest complaints with the state? Fastest claims service? Fewest claims denied? Highest pay for salespeope? Most friendly to working moms? See what I mean?
Source : http://answers.yahoo.com/question/?qid=20070515110943AAmL1MQ

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MetLife
Provider of life insurance and other financial services to individual and institutional customers.

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Reliable Life Insurance

Reliable history of Life Insurance Company are early 1880's, when the Canadian division of the American ChosenFriends Order, a fraternal benefit society members, was disappointed with the position because of the large number of claims for death in the United States The impact on the charges, the Canadian Friends of payment. This leads to a division and a member of Canada, the Canadian Friends of the selection order in May 3.1887, since the beginning of history.

Through interesting developments in the decade of change and the insurance bill for the appointment of Canada, the Reliable Life Insurance Company ( "trustworthy life") is 1943. Reliable life is now the oldest of the Old Republic Insurance Group. This group is one of North America 50 largest insurance companies and the public with a keen interest in all areas of insurance and reinsurance industry: life and health insurance, property and accident insurance, travel, the mortgage and title insurance. Old Republic has more than $ 13 billion in assets and market valuation of more than 6 billion USD.

In the last three decades, life is a reliable provider of niche insurance products through the development of "private label" its policy or national associations, businesses and individuals. Product lines of business include travel, business, students and Snowbird travel insurance, accident insurance for students is determined by the school board in Canada, long-term disability products, ideal for workers, and different types of accident and health products throughout Canada.

Despite having a long and interesting history, as they all say the name - a company that offers products and services that depend on when you need it. Our customers are our most valuable asset, and all are part of our culture.
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